<?xml version="1.0"?><rss version="2.0"><channel><title>The Gutner Team's Blog</title><link>http://www.thegutnerteam.com/blog</link><description>Doylestown PA real estate market news provided by Sponsored by Keller Williams Real Estate</description><lastBuildDate>Thu, 05 Mar 2009 18:46:00 GMT</lastBuildDate><item><title>Trends: One Level Living</title><description><![CDATA[<p>Huge Housing Trend&mdash;The last 4 First Floor Master Bedroom Units in Fireside all sold within 6 Days!!&nbsp; The trend towards homes with first floor masters is growing at an incredible rate&mdash;as is the aging population.&nbsp; Fireside is one of very few Bucks County neighborhoods that has townhomes with first floor main bedrooms.&nbsp; We also have a beautiful, 13 year young ranch style home in MINT, MINT condition with 3 bedrooms, 2 1/2 baths and a full finished basement.&nbsp; Located just 6 minutes north of Fireside in the Award Winning Neighborhood of North Branch, this meticulously cared for home is located in a neighborhood of mostly 2 story colonials on a quiet cul-de-sac and backing to protected space and a bucolic Bucks County Farm.&nbsp; While you will have to cut your own grass, there&rsquo;s no Association Fee, so that $100.00 per month will easily cover a years worth of lawn care!&nbsp; <strong>5414 Nicholas Ct Pipersville PA 18947<img src="http://www.thegutnerteam.com/agent_files/DSC_0546.JPG" alt="" width="456" height="307" /></strong></p>
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<p><a style="color: #0967ad; text-decoration: none;" href="http://www.visualtour.com/showvt.asp?t=2074755" target="_blank"><img src="http://www.visualtour.com/images/2009/clickforavt.png" border="0" alt="" /></a></p>]]></description><link>http://www.thegutnerteam.com/Blog/Trends-One-Level-Living</link><guid>http://www.thegutnerteam.com/Blog/Trends-One-Level-Living</guid><pubDate>Fri, 19 Feb 2010 03:00:00 GMT</pubDate></item><item><title>Inventory Accumulation For Bucks County</title><description><![CDATA[<p>
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<td width="52" height="17"><a href="http://activerain.com/action/blogs_admin/My%20VisualTours">January</a></td>
<td width="52"><a href="http://activerain.com/action/blogs_admin/My%20VisualTours">February</a></td>
<td width="52"><a href="http://activerain.com/action/blogs_admin/My%20VisualTours">March</a></td>
<td width="52"><a href="http://activerain.com/action/blogs_admin/My%20VisualTours">April</a></td>
<td width="52"><a href="http://activerain.com/action/blogs_admin/My%20VisualTours">May</a></td>
<td width="52"><a href="http://activerain.com/action/blogs_admin/My%20VisualTours">June</a></td>
<td width="52"><a href="http://activerain.com/action/blogs_admin/My%20VisualTours">July</a></td>
<td width="52"><a href="http://activerain.com/action/blogs_admin/My%20VisualTours">August</a></td>
<td width="52"><a href="http://activerain.com/action/blogs_admin/My%20VisualTours">September</a></td>
<td width="52"><a href="http://activerain.com/action/blogs_admin/My%20VisualTours">October</a></td>
<td width="52">&nbsp;</td>
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<td height="17"><a href="http://activerain.com/action/blogs_admin/My%20VisualTours">8.6</a></td>
<td><a href="http://activerain.com/action/blogs_admin/My%20VisualTours">9.1</a></td>
<td><a href="http://activerain.com/action/blogs_admin/My%20VisualTours">9.8</a></td>
<td><a href="http://activerain.com/action/blogs_admin/My%20VisualTours">10.2</a></td>
<td><a href="http://activerain.com/action/blogs_admin/My%20VisualTours">10.5</a></td>
<td><a href="http://activerain.com/action/blogs_admin/My%20VisualTours">10.5</a></td>
<td><a href="http://activerain.com/action/blogs_admin/My%20VisualTours">10.2</a></td>
<td><a href="http://activerain.com/action/blogs_admin/My%20VisualTours">9.8</a></td>
<td><a href="http://activerain.com/action/blogs_admin/My%20VisualTours">9.8</a></td>
<td><a href="http://activerain.com/action/blogs_admin/My%20VisualTours">9.2</a></td>
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<td height="17"><a href="http://activerain.com/action/blogs_admin/My%20VisualTours">24.6</a></td>
<td><a href="http://activerain.com/action/blogs_admin/My%20VisualTours">26.4</a></td>
<td><a href="http://activerain.com/action/blogs_admin/My%20VisualTours">25.6</a></td>
<td><a href="http://activerain.com/action/blogs_admin/My%20VisualTours">22.9</a></td>
<td><a href="http://activerain.com/action/blogs_admin/My%20VisualTours">19.3</a></td>
<td><a href="http://activerain.com/action/blogs_admin/My%20VisualTours">15.4</a></td>
<td><a href="http://activerain.com/action/blogs_admin/My%20VisualTours">10.9</a></td>
<td><a href="http://activerain.com/action/blogs_admin/My%20VisualTours">4.3</a></td>
<td><a href="http://activerain.com/action/blogs_admin/My%20VisualTours">5.4</a></td>
<td><a href="http://activerain.com/action/blogs_admin/My%20VisualTours">-1.1</a></td>
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<p>If you look at these number there is a relative small significant change from month to month. But if you compare the numbers to last years numbers ( in percentages, you will se an optimistic view of were we are headed towards. October is the first negative accumulation month in three years , and the August and september figures show a significant decline. This numbers are from Trend and for Bucks County, PAsingle homes</p>
<p>The first row indicates Months on market. Bottom row represents difference from previous year</p>
<p>&nbsp;</p>]]></description><link>http://www.thegutnerteam.com/Blog/Inventory-Accumulation-For-Bucks-County</link><guid>http://www.thegutnerteam.com/Blog/Inventory-Accumulation-For-Bucks-County</guid><pubDate>Tue, 17 Nov 2009 03:00:00 GMT</pubDate></item><item><title>Cold Spring Hunt Nov 09 Newsletter</title><description><![CDATA[<p>&nbsp;</p>
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<p class="MsoNormal" style="mso-pagination: none;"><span style="font-weight: bold; font-size: 13pt; language: EN;">November 2009 Newsletter<span style="mso-spacerun: yes;">&nbsp;&nbsp; </span></span><span style="font-weight: bold; font-size: 14pt; language: EN;"><span style="mso-tab-count: 1;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span><span style="mso-tab-count: 1;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span><span style="mso-spacerun: yes;">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;</span></span><span style="font-weight: bold; font-size: 13pt; text-decoration: underline; language: EN; text-underline: single;">Here&rsquo;s What&rsquo;s Happening in Our Neighborhood: Cold Spring Hunt</span></p>
<p class="MsoNormal" style="mso-pagination: none;"><span style="font-size: 4pt; font-family: Arial; mso-default-font-family: Arial; mso-ascii-font-family: Arial; mso-latin-font-family: Arial; mso-greek-font-family: Arial; mso-cyrillic-font-family: Arial; mso-hebrew-font-family: Arial; mso-arabic-font-family: Arial; mso-thai-font-family: Tahoma; mso-latinext-font-family: Arial; language: EN;">&nbsp;</span></p>
<p class="MsoNormal" style="mso-pagination: none;"><span style="font-weight: bold; font-size: 11pt; text-decoration: underline; mso-thai-font-family: Tahoma; language: EN; text-underline: single;">ACTIVE:</span><span style="font-weight: bold; font-size: 11pt; mso-thai-font-family: Tahoma; language: EN;"><span style="mso-spacerun: yes;">&nbsp; </span>4225 Leslie Drive, </span><span style="font-weight: bold; font-size: 11pt; font-style: italic; mso-thai-font-family: Tahoma; language: EN;">A GUTNER TEAM LISTING, </span><span style="font-size: 11pt; mso-thai-font-family: Tahoma; language: EN;">A Haverford, 4 Bedroom, 2 1/2 Bath, Hardwoods, New Granite and Tile Backsplash, Cherry Cabinets, Back of the House Study, Master with Sitting Room, Cedar Deck.<span style="mso-spacerun: yes;">&nbsp; </span>Just Listed at $529,900<span style="mso-spacerun: yes;">&nbsp; .</span></span>Click <a style="color: #0967ad; text-decoration: none;" href="http://www.visualtour.com/showvt.asp?t=2017842" target="_blank">here</a> for a VisualTour&nbsp;</p>
<p class="MsoNormal" style="mso-pagination: none;"><span style="font-weight: bold; font-size: 11pt; mso-thai-font-family: Tahoma; language: EN;">4211 Aly, </span><span style="font-size: 11pt; mso-thai-font-family: Tahoma; language: EN;">4 bdrm, 2 1/2 bath, hrdwds, corian countertops, trex deck, hot tub, 3 car garage.<span style="mso-spacerun: yes;">&nbsp; </span>Asking $539,900 for 11 days.</span></p>
<p class="MsoNormal" style="mso-pagination: none;"><span style="font-weight: bold; font-size: 10.5pt; mso-thai-font-family: Tahoma; language: EN;">4903 Mead, </span><span style="font-size: 10.5pt; mso-thai-font-family: Tahoma; language: EN;">A Belmont, 4 bedroom, 2 1/2 bath, hardwoods, granite, finished basement, deck, patio.<span style="mso-spacerun: yes;">&nbsp; </span>Was Originally Asking $579,000 Reduced to $549,500 for 184 days.<span style="mso-spacerun: yes;">&nbsp; </span>Re-listed at $537,900 Reduced to $509,000 for 141 days.</span></p>
<p class="MsoNormal" style="mso-pagination: none;"><span style="font-weight: bold; font-size: 10.5pt; text-decoration: underline; mso-thai-font-family: Tahoma; language: EN; text-underline: single;">WITHDRAWN:</span><span style="font-size: 10.5pt; mso-thai-font-family: Tahoma; language: EN;"><span style="mso-spacerun: yes;">&nbsp; </span></span><span style="font-weight: bold; font-size: 10.5pt; mso-thai-font-family: Tahoma; language: EN;">5076 Grundy,</span><span style="font-size: 10.5pt; mso-thai-font-family: Tahoma; language: EN;"> An Expanded Cornell, 4 bdrm, , hardwoods, granite.<span style="mso-spacerun: yes;">&nbsp; </span>Was $637,500 &amp; $619,900 for 246 days. </span></p>
<p class="MsoNormal" style="mso-pagination: none;"><span style="font-weight: bold; font-size: 11pt; text-decoration: underline; mso-thai-font-family: Tahoma; language: EN; text-underline: single;">PENDING:</span><span style="font-size: 11pt; mso-thai-font-family: Tahoma; language: EN;"><span style="mso-spacerun: yes;">&nbsp; </span></span><span style="font-weight: bold; font-size: 11pt; mso-thai-font-family: Tahoma; language: EN;">4972 Davis Drive, </span><span style="font-weight: bold; font-size: 11pt; font-style: italic; mso-thai-font-family: Tahoma; language: EN;">ANOTHER GUTNER TEAM LISTING! </span><span style="font-size: 11pt; mso-thai-font-family: Tahoma; language: EN;">Expanded Northampton, 4 bdrm, 2 1/2 Bath, Hardwoods, Kitchen w/Cherry Cabinets, Granite and Greenhouse, Master<span style="mso-spacerun: yes;">&nbsp; </span>w/Sitting Room.<span style="mso-spacerun: yes;">&nbsp; </span>Large Deck Backing to Protected Space and Walk-Up Basement.<span style="mso-spacerun: yes;">&nbsp; </span>Asking $489,900 </span>Click <a style="color: #0967ad; text-decoration: none;" href="http://www.visualtour.com/showvt.asp?t=1878669" target="_blank">here</a> for a VisualTour</p>
<p class="MsoNormal" style="mso-pagination: none;">&nbsp;</p>
<p class="MsoNormal" style="mso-pagination: none;"><span style="font-weight: bold; font-size: 11pt; mso-thai-font-family: Tahoma; language: EN;">4983 Mead Drive, </span><span style="font-weight: bold; font-size: 11pt; font-style: italic; mso-thai-font-family: Tahoma; language: EN;">AND ANOTHER GUTNER TEAM LISTING!</span><span style="font-weight: bold; font-size: 11pt; mso-thai-font-family: Tahoma; language: EN;"><span style="mso-spacerun: yes;">&nbsp; </span></span><span style="font-size: 11pt; mso-thai-font-family: Tahoma; language: EN;">An Eaton, 4 Bedroom, 3 Full Bathrooms, Wide Width Hardwoods, 1st Floor Study with Closet and Access to Full Bathroom could be 5th Bedroom, New Granite Kitchen, Stainless Appliances, Nicely Finished Basement, EP Henry Patio.<span style="mso-spacerun: yes;">&nbsp; </span>Asking $544,850 </span><span style="font-weight: bold; font-size: 11pt; mso-thai-font-family: Tahoma; language: EN;">Sold in 7 Days</span><span style="font-size: 11pt; mso-thai-font-family: Tahoma; language: EN;">!<span style="mso-spacerun: yes;">&nbsp; </span></span>Click <a style="color: #0967ad; text-decoration: none;" href="http://www.visualtour.com/showvt.asp?t=2013833" target="_blank">here</a> for a VisualTour</p>
<p class="MsoNormal" style="mso-pagination: none;">&nbsp;</p>
<p class="MsoNormal" style="mso-pagination: none;"><span style="font-weight: bold; font-size: 10.5pt; mso-thai-font-family: Tahoma; language: EN;">4284 Michener, </span><span style="font-size: 10.5pt; mso-thai-font-family: Tahoma; language: EN;">A Cornell, 4 bedroom, 2 1/2 baths, hardwoods, granite.<span style="mso-spacerun: yes;">&nbsp; </span>Was $545,000 Reduced to $499,900 for 164 days.</span></p>
<p class="MsoNormal" style="mso-pagination: none;"><span style="font-weight: bold; font-size: 10.5pt; font-family: Tahoma; text-decoration: underline; mso-default-font-family: Tahoma; mso-ascii-font-family: Tahoma; mso-latin-font-family: Tahoma; mso-greek-font-family: Tahoma; mso-cyrillic-font-family: Tahoma; mso-hebrew-font-family: Tahoma; mso-arabic-font-family: Tahoma; mso-thai-font-family: Tahoma; mso-latinext-font-family: Tahoma; language: EN; text-underline: single;">SOLD:</span><span style="font-weight: bold; font-size: 10.5pt; font-family: Tahoma; mso-default-font-family: Tahoma; mso-ascii-font-family: Tahoma; mso-latin-font-family: Tahoma; mso-greek-font-family: Tahoma; mso-cyrillic-font-family: Tahoma; mso-hebrew-font-family: Tahoma; mso-arabic-font-family: Tahoma; mso-thai-font-family: Tahoma; mso-latinext-font-family: Tahoma; language: EN;"><span style="mso-spacerun: yes;">&nbsp; </span></span><span style="font-weight: bold; font-size: 10.5pt; mso-thai-font-family: Tahoma; language: EN;">5000 Grundy</span><span style="font-size: 10.5pt; mso-thai-font-family: Tahoma; language: EN;">, A Glenfield, 5 bdrm, 3 full bath, conservatory, hardwoods, soap stone counters, deck. Originally $669,500 Reduced to $599,900 Sold for $570,000 in 406 days.</span></p>
<p class="MsoNormal" style="mso-pagination: none;"><span style="font-weight: bold; font-size: 10.5pt; mso-thai-font-family: Tahoma; language: EN;">5025 Davis, </span><span style="font-size: 10.5pt; mso-thai-font-family: Tahoma; language: EN;">An Eaton, 4 bedrooms, 2 1/2 baths, granite, 4 season sunroom, new master bath, deck w/retractable awning, finished basement.<span style="mso-spacerun: yes;">&nbsp; </span>Was Asking $545,000 Reduced to $535,000 Sold for $500,000<span style="mso-spacerun: yes;">&nbsp; </span>RELO OWNED </span></p>
<p class="MsoNormal" style="mso-pagination: none;"><span style="font-weight: bold; font-size: 10.5pt; mso-thai-font-family: Tahoma; language: EN;">5001 Mead, </span><span style="font-size: 10.5pt; mso-thai-font-family: Tahoma; language: EN;">A Haverford, 4 bedroom 2 full and 2 half baths, hardwoods, granite, finished basement with powder room, trex deck.<span style="mso-spacerun: yes;">&nbsp; </span>Was Asking $539,000 Reduced to $500,000 Sold for $492,000 in 88 days.</span></p>
<p class="MsoNormal" style="mso-pagination: none;"><span style="font-size: 10.5pt; mso-thai-font-family: Tahoma; language: EN;"><img src="http://www.thegutnerteam.com/agent_files/ColdSpringnov.gif" alt="" width="588" height="228" /></span></p>
<p class="MsoNormal" style="mso-pagination: none;"><span style="font-weight: bold; font-size: 11pt; mso-thai-font-family: Tahoma; language: EN;">&nbsp;</span></p>
<p class="MsoNormal" style="mso-pagination: none;"><span style="text-decoration: underline;">&nbsp;</span> <img class="shape" src="file:///C:/Users/Henri/AppData/Local/Temp/msohtml1/01/clip_image001.gif" alt="Text Box: Bad market?  Well, if you&rsquo;re selling and not buying it is.  But if you&rsquo;re buying, it&rsquo;s a FABULOUS market!  There are so many good buys out there that make this a great time to buy an investment property, a second home or help your kids buy a home! If it&rsquo;s local, we&rsquo;d love to help.   " width="742" height="142" /><span style="text-decoration: underline;"> </span></p>
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<p class="MsoNormal" style="text-align: center; mso-pagination: none;"><span style="font-weight: bold; font-size: 14pt; language: EN;"><span style="text-decoration: underline;">Tax Appeals</span></span></p>
<p class="MsoNormal" style="text-align: center; mso-pagination: none;"><span style="font-weight: bold; font-size: 5pt; language: EN;"><span style="text-decoration: underline;">&nbsp;</span></span></p>
<p class="MsoNormal" style="text-align: center; mso-pagination: none;"><span style="font-size: 14pt; language: EN;"><span style="text-decoration: underline;">For all of you who appealed your taxes through us, we had our court hearing and provided the Board of Assessment with all necessary information.<span style="mso-spacerun: yes;">&nbsp; </span>You should receive their final decision by mid-November, they will be in touch with you directly.<span style="mso-spacerun: yes;">&nbsp;&nbsp; </span>Good Luck!</span></span></p>
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<p class="MsoNormal" style="mso-pagination: none;">&nbsp;</p>
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<p class="MsoNormal" style="text-align: center; mso-pagination: none;"><span style="font-weight: bold; font-size: 11pt; font-family: Tahoma; mso-default-font-family: Tahoma; mso-ascii-font-family: Tahoma; mso-latin-font-family: Tahoma; mso-greek-font-family: Tahoma; mso-cyrillic-font-family: Tahoma; mso-hebrew-font-family: Tahoma; mso-arabic-font-family: Tahoma; mso-thai-font-family: Tahoma; mso-latinext-font-family: Tahoma; language: EN;"><span style="text-decoration: underline;">In this kind of<span style="mso-spacerun: yes;">&nbsp; </span>Sellers Market, lots of us are staying put and doing some remodeling/additions.<span style="mso-spacerun: yes;">&nbsp; </span></span></span></p>
<p class="MsoNormal" style="text-align: center; mso-pagination: none;"><span style="font-weight: bold; font-size: 11pt; font-family: Tahoma; mso-default-font-family: Tahoma; mso-ascii-font-family: Tahoma; mso-latin-font-family: Tahoma; mso-greek-font-family: Tahoma; mso-cyrillic-font-family: Tahoma; mso-hebrew-font-family: Tahoma; mso-arabic-font-family: Tahoma; mso-thai-font-family: Tahoma; mso-latinext-font-family: Tahoma; language: EN;"><span style="text-decoration: underline;">The following are key elements that every remodeling contract should have:</span></span></p>
<p class="MsoNormal" style="text-justify: newspaper; margin-left: 18pt; text-indent: -18pt; text-align: justify; mso-pagination: none; mso-level-number-format: arabic; mso-level-text: '%1.';"><span style="font-size: 10pt; color: black; direction: ltr; font-family: Tahoma; unicode-bidi: embed; language: EN;"><span style="text-decoration: underline;">1.</span></span><span style="width: 9.75pt;"><span style="text-decoration: underline;">&nbsp;</span></span><span style="text-decoration: underline;"><span style="font-size: 9pt; font-family: Tahoma; mso-default-font-family: Tahoma; mso-ascii-font-family: Tahoma; mso-latin-font-family: Tahoma; mso-greek-font-family: Tahoma; mso-cyrillic-font-family: Tahoma; mso-hebrew-font-family: Tahoma; mso-arabic-font-family: Tahoma; mso-thai-font-family: Tahoma; mso-latinext-font-family: Tahoma; language: EN;">The contractor&rsquo;s name, address, phone number AND license number.</span></span></p>
<p class="MsoNormal" style="text-justify: newspaper; margin-left: 18pt; text-indent: -18pt; text-align: justify; mso-pagination: none; mso-level-number-format: arabic; mso-level-text: '%1.';"><span style="font-size: 10pt; color: black; direction: ltr; font-family: Tahoma; unicode-bidi: embed; language: EN;"><span style="text-decoration: underline;">2.</span></span><span style="width: 9.75pt;"><span style="text-decoration: underline;">&nbsp;</span></span><span style="font-family: Tahoma; mso-default-font-family: Tahoma; mso-ascii-font-family: Tahoma; mso-latin-font-family: Tahoma; mso-greek-font-family: Tahoma; mso-cyrillic-font-family: Tahoma; mso-hebrew-font-family: Tahoma; mso-arabic-font-family: Tahoma; mso-thai-font-family: Tahoma; mso-latinext-font-family: Tahoma; language: EN;"><span style="text-decoration: underline;">Details on what the contractor will and WON&rsquo;T do.</span></span></p>
<p class="MsoNormal" style="text-justify: newspaper; margin-left: 18pt; text-indent: -18pt; text-align: justify; mso-pagination: none; mso-level-number-format: arabic; mso-level-text: '%1.';"><span style="font-size: 10pt; color: black; direction: ltr; font-family: Tahoma; unicode-bidi: embed; language: EN;"><span style="text-decoration: underline;">3.</span></span><span style="width: 9.75pt;"><span style="text-decoration: underline;">&nbsp;</span></span><span style="font-family: Tahoma; mso-default-font-family: Tahoma; mso-ascii-font-family: Tahoma; mso-latin-font-family: Tahoma; mso-greek-font-family: Tahoma; mso-cyrillic-font-family: Tahoma; mso-hebrew-font-family: Tahoma; mso-arabic-font-family: Tahoma; mso-thai-font-family: Tahoma; mso-latinext-font-family: Tahoma; language: EN;"><span style="text-decoration: underline;">A list of materials for the project in your contract.<span style="mso-spacerun: yes;">&nbsp; </span>This includes information about the size, color, model, brand name and product.</span></span></p>
<p class="MsoNormal" style="text-justify: newspaper; margin-left: 18pt; text-indent: -18pt; text-align: justify; mso-pagination: none; mso-level-number-format: arabic; mso-level-text: '%1.';"><span style="font-size: 10pt; color: black; direction: ltr; font-family: Tahoma; unicode-bidi: embed; language: EN;"><span style="text-decoration: underline;">4.</span></span><span style="width: 9.75pt;"><span style="text-decoration: underline;">&nbsp;</span></span><span style="font-family: Tahoma; mso-default-font-family: Tahoma; mso-ascii-font-family: Tahoma; mso-latin-font-family: Tahoma; mso-greek-font-family: Tahoma; mso-cyrillic-font-family: Tahoma; mso-hebrew-font-family: Tahoma; mso-arabic-font-family: Tahoma; mso-thai-font-family: Tahoma; mso-latinext-font-family: Tahoma; language: EN;"><span style="text-decoration: underline;">The approximate start date and completion date.</span></span></p>
<p class="MsoNormal" style="text-justify: newspaper; margin-left: 18pt; text-indent: -18pt; text-align: justify; mso-pagination: none; mso-level-number-format: arabic; mso-level-text: '%1.';"><span style="font-size: 10pt; color: black; direction: ltr; font-family: Tahoma; unicode-bidi: embed; language: EN;"><span style="text-decoration: underline;">5.</span></span><span style="width: 9.75pt;"><span style="text-decoration: underline;">&nbsp;</span></span><span style="font-family: Tahoma; mso-default-font-family: Tahoma; mso-ascii-font-family: Tahoma; mso-latin-font-family: Tahoma; mso-greek-font-family: Tahoma; mso-cyrillic-font-family: Tahoma; mso-hebrew-font-family: Tahoma; mso-arabic-font-family: Tahoma; mso-thai-font-family: Tahoma; mso-latinext-font-family: Tahoma; language: EN;"><span style="text-decoration: underline;">All required plans.<span style="mso-spacerun: yes;">&nbsp; </span>Study them carefully for accuracy.<span style="mso-spacerun: yes;">&nbsp; </span>Insist that you approve them and that they are identified in your written contract before any work begins.</span></span></p>
<p class="MsoNormal" style="text-justify: newspaper; margin-left: 18pt; text-indent: -18pt; text-align: justify; mso-pagination: none; mso-level-number-format: arabic; mso-level-text: '%1.';"><span style="font-size: 10pt; color: black; direction: ltr; font-family: Tahoma; unicode-bidi: embed; language: EN;"><span style="text-decoration: underline;">6.</span></span><span style="width: 9.75pt;"><span style="text-decoration: underline;">&nbsp;</span></span><span style="font-family: Tahoma; mso-default-font-family: Tahoma; mso-ascii-font-family: Tahoma; mso-latin-font-family: Tahoma; mso-greek-font-family: Tahoma; mso-cyrillic-font-family: Tahoma; mso-hebrew-font-family: Tahoma; mso-arabic-font-family: Tahoma; mso-thai-font-family: Tahoma; mso-latinext-font-family: Tahoma; language: EN;"><span style="text-decoration: underline;">Written notice of your right to, without penalty, cancel a contract within three business days of signing it.</span></span></p>
<p class="MsoNormal" style="text-justify: newspaper; margin-left: 18pt; text-indent: -18pt; text-align: justify; mso-pagination: none; mso-level-number-format: arabic; mso-level-text: '%1.';"><span style="font-size: 10pt; color: black; direction: ltr; font-family: Tahoma; unicode-bidi: embed; language: EN;"><span style="text-decoration: underline;">7.</span></span><span style="width: 9.75pt;"><span style="text-decoration: underline;">&nbsp;</span></span><span style="font-family: Tahoma; mso-default-font-family: Tahoma; mso-ascii-font-family: Tahoma; mso-latin-font-family: Tahoma; mso-greek-font-family: Tahoma; mso-cyrillic-font-family: Tahoma; mso-hebrew-font-family: Tahoma; mso-arabic-font-family: Tahoma; mso-thai-font-family: Tahoma; mso-latinext-font-family: Tahoma; language: EN;"><span style="text-decoration: underline;">Financial terms, spelled out in a way that you have negotiated and understand them to be.<span style="mso-spacerun: yes;">&nbsp; </span>This includes total price, payment schedule, and any cancellation policy.</span></span></p>
<p class="MsoNormal" style="text-justify: newspaper; margin-left: 18pt; text-indent: -18pt; text-align: justify; mso-pagination: none; mso-level-number-format: arabic; mso-level-text: '%1.';"><span style="font-size: 10pt; color: black; direction: ltr; font-family: Tahoma; unicode-bidi: embed; language: EN;"><span style="text-decoration: underline;">8.</span></span><span style="width: 9.75pt;"><span style="text-decoration: underline;">&nbsp;</span></span><span style="font-family: Tahoma; mso-default-font-family: Tahoma; mso-ascii-font-family: Tahoma; mso-latin-font-family: Tahoma; mso-greek-font-family: Tahoma; mso-cyrillic-font-family: Tahoma; mso-hebrew-font-family: Tahoma; mso-arabic-font-family: Tahoma; mso-thai-font-family: Tahoma; mso-latinext-font-family: Tahoma; language: EN;"><span style="text-decoration: underline;">A binding arbitration clause, which you&rsquo;ll need in the event a disagreement occurs.<span style="mso-spacerun: yes;">&nbsp; </span>Arbitration may enable you to resolve disputes without costly litigation.</span></span></p>
<p class="MsoNormal" style="text-justify: newspaper; margin-left: 18pt; text-indent: -18pt; text-align: justify; mso-pagination: none; mso-level-number-format: arabic; mso-level-text: '%1.';"><span style="font-size: 10pt; color: black; direction: ltr; font-family: Tahoma; unicode-bidi: embed; language: EN;"><span style="text-decoration: underline;">9.</span></span><span style="width: 9.75pt;"><span style="text-decoration: underline;">&nbsp;</span></span><span style="font-family: Tahoma; mso-default-font-family: Tahoma; mso-ascii-font-family: Tahoma; mso-latin-font-family: Tahoma; mso-greek-font-family: Tahoma; mso-cyrillic-font-family: Tahoma; mso-hebrew-font-family: Tahoma; mso-arabic-font-family: Tahoma; mso-thai-font-family: Tahoma; mso-latinext-font-family: Tahoma; language: EN;"><span style="text-decoration: underline;">Everything you requested.<span style="mso-spacerun: yes;">&nbsp; </span>Consider the scope of the project and make sure all items you&rsquo;ve requested are included.<span style="mso-spacerun: yes;">&nbsp; </span>If you do not see a specific item, consider it not included.<span style="mso-spacerun: yes;">&nbsp; </span>Never sign an incomplete contract.</span></span></p>
<p class="MsoNormal" style="text-justify: newspaper; margin-left: 18pt; text-indent: -18pt; text-align: justify; mso-pagination: none; mso-level-number-format: arabic; mso-level-text: '%1.';"><span style="font-size: 10pt; color: black; direction: ltr; font-family: Tahoma; unicode-bidi: embed; language: EN;"><span style="text-decoration: underline;">10.</span></span><span style="width: 9.75pt;"><span style="text-decoration: underline;">&nbsp;</span></span><span style="font-family: Tahoma; mso-default-font-family: Tahoma; mso-ascii-font-family: Tahoma; mso-latin-font-family: Tahoma; mso-greek-font-family: Tahoma; mso-cyrillic-font-family: Tahoma; mso-hebrew-font-family: Tahoma; mso-arabic-font-family: Tahoma; mso-thai-font-family: Tahoma; mso-latinext-font-family: Tahoma; language: EN;"><span style="text-decoration: underline;">A warranty covering materials and workmanship for a minimum of one year.<span style="mso-spacerun: yes;">&nbsp; </span>The warranty must be identified as either &ldquo;full&rdquo; or &ldquo;limited&rdquo;.<span style="mso-spacerun: yes;">&nbsp; </span>The name and address of the party who will honor the warranty (contractor, distributor or manufacturer) must be identified.<span style="mso-spacerun: yes;">&nbsp; </span>Make sure the time period for the warranty is specified.</span></span></p>
<p class="MsoNormal" style="text-justify: newspaper; text-align: justify; mso-pagination: none;"><span style="font-family: Tahoma; mso-default-font-family: Tahoma; mso-ascii-font-family: Tahoma; mso-latin-font-family: Tahoma; mso-greek-font-family: Tahoma; mso-cyrillic-font-family: Tahoma; mso-hebrew-font-family: Tahoma; mso-arabic-font-family: Tahoma; mso-thai-font-family: Tahoma; mso-latinext-font-family: Tahoma; language: EN;"><span style="text-decoration: underline;">&nbsp;</span></span></p>
<p class="MsoNormal" style="text-justify: newspaper; text-align: justify; mso-pagination: none;"><span style="font-weight: bold; font-family: Tahoma; mso-default-font-family: Tahoma; mso-ascii-font-family: Tahoma; mso-latin-font-family: Tahoma; mso-greek-font-family: Tahoma; mso-cyrillic-font-family: Tahoma; mso-hebrew-font-family: Tahoma; mso-arabic-font-family: Tahoma; mso-thai-font-family: Tahoma; mso-latinext-font-family: Tahoma; language: EN;"><span style="text-decoration: underline;"><span style="mso-spacerun: yes;">&nbsp;&nbsp; </span>AND P.S.&mdash;Don&rsquo;t wait until you sell to get your granite and that fresh coat of paint.<span style="mso-spacerun: yes;">&nbsp; </span>Do it and enjoy it!!!</span></span></p>
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<p class="MsoNormal" style="mso-pagination: none;">&nbsp;</p>
<div class="shape" style="padding: 3.1pt;">
<p class="MsoNormal" style="text-align: center; mso-pagination: none;"><span style="font-size: 5pt; font-family: &quot;Arial Black&quot;; mso-default-font-family: 'Arial Black'; mso-ascii-font-family: 'Arial Black'; mso-latin-font-family: 'Arial Black'; mso-greek-font-family: 'Arial Black'; mso-cyrillic-font-family: 'Arial Black'; mso-latinext-font-family: 'Arial Black'; language: EN;"><span style="text-decoration: underline;">&nbsp;</span></span></p>
<p class="MsoNormal" style="text-align: center; mso-pagination: none;"><span style="font-size: 11pt; font-family: &quot;Arial Black&quot;; mso-default-font-family: 'Arial Black'; mso-ascii-font-family: 'Arial Black'; mso-latin-font-family: 'Arial Black'; mso-greek-font-family: 'Arial Black'; mso-cyrillic-font-family: 'Arial Black'; mso-latinext-font-family: 'Arial Black'; language: EN;"><span style="text-decoration: underline;">Here&rsquo;s your To-Do List:</span></span></p>
<p class="MsoNormal" style="text-align: center; mso-pagination: none;"><span style="font-size: 4pt; font-family: &quot;Arial Black&quot;; mso-default-font-family: 'Arial Black'; mso-ascii-font-family: 'Arial Black'; mso-latin-font-family: 'Arial Black'; mso-greek-font-family: 'Arial Black'; mso-cyrillic-font-family: 'Arial Black'; mso-latinext-font-family: 'Arial Black'; language: EN;"><span style="text-decoration: underline;">&nbsp;</span></span></p>
<p class="MsoNormal" style="mso-pagination: none;"><span style="font-weight: bold; font-size: 11pt; font-family: Arial; mso-default-font-family: Arial; mso-ascii-font-family: Arial; mso-latin-font-family: Arial; mso-greek-font-family: Arial; mso-cyrillic-font-family: Arial; mso-hebrew-font-family: Arial; mso-arabic-font-family: Arial; mso-latinext-font-family: Arial; language: EN;"><span style="text-decoration: underline;">Go down to the basement and change your filters right now.<span style="mso-spacerun: yes;">&nbsp; </span>Look at your hot water heater and see how much insulation it will need and then put it on your Lowe&rsquo;s list along with batteries for your smoke detectors (even if they&rsquo;re hard-wired!).<span style="mso-spacerun: yes;">&nbsp; </span>If you don&rsquo;t have a carbon monoxide detector, put that on your list too.<span style="mso-spacerun: yes;">&nbsp; </span>HAVE your chimney cleaned (yes, it does need it) before you start burning this year!<span style="mso-spacerun: yes;">&nbsp; </span>Be sure your gutters are clean before the ice comes and UNDO your hoses!<span style="mso-spacerun: yes;">&nbsp; </span>Then take a nice warm bath and enjoy the day!</span></span></p>
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<p class="MsoNormal" style="mso-pagination: none;">&nbsp;</p>
<div class="shape" style="padding: 2.85pt;">
<p class="MsoNormal" style="text-align: center; mso-pagination: none;"><span style="font-weight: bold; font-size: 12pt; font-family: Arial; mso-default-font-family: Arial; mso-ascii-font-family: Arial; mso-latin-font-family: Arial; mso-greek-font-family: Arial; mso-cyrillic-font-family: Arial; mso-hebrew-font-family: Arial; mso-arabic-font-family: Arial; mso-latinext-font-family: Arial; language: EN;"><span style="text-decoration: underline;">Pennsylvania Seller&rsquo;s Disclosure</span></span></p>
<p class="MsoNormal" style="text-align: center; mso-pagination: none;"><span style="font-weight: bold; font-size: 12pt; language: EN;"><span style="text-decoration: underline;">The PA Seller&rsquo;s Disclosure is 6 pages of information about your house.<span style="mso-spacerun: yes;">&nbsp; </span>The next buyers are going to want to know everything you know about your house.<span style="mso-spacerun: yes;">&nbsp; </span>Have you ever had an insurance claim?<span style="mso-spacerun: yes;">&nbsp; </span>Have you had a leak?<span style="mso-spacerun: yes;">&nbsp; </span>How was it repaired?<span style="mso-spacerun: yes;">&nbsp; </span>Do you have all necessary permits?<span style="mso-spacerun: yes;">&nbsp; </span>Is there Radon or Radon Remediation?<span style="mso-spacerun: yes;">&nbsp; </span>If you would like a copy of the PA Seller&rsquo;s Disclosure just to see what kind of info you are going to need, let us know and we&rsquo;ll send you a copy.<span style="mso-spacerun: yes;">&nbsp; </span>Send us an email at jeri@gutner.com</span></span></p>
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<p class="MsoNormal" style="mso-pagination: none;">&nbsp;</p>
<p class="MsoNormal" style="mso-pagination: none;"><span style="font-weight: bold; font-family: Tahoma; mso-default-font-family: Tahoma; mso-ascii-font-family: Tahoma; mso-latin-font-family: Tahoma; mso-greek-font-family: Tahoma; mso-cyrillic-font-family: Tahoma; mso-hebrew-font-family: Tahoma; mso-arabic-font-family: Tahoma; mso-thai-font-family: Tahoma; mso-latinext-font-family: Tahoma; language: EN;">&nbsp;</span></p>
<p class="MsoNormal" style="text-align: center; mso-pagination: none;">&nbsp;</p>
</div>]]></description><link>http://www.thegutnerteam.com/Blog/Cold-Spring-Hunt-Nov-09-Newsletter</link><guid>http://www.thegutnerteam.com/Blog/Cold-Spring-Hunt-Nov-09-Newsletter</guid><pubDate>Mon, 09 Nov 2009 12:20:00 GMT</pubDate></item><item><title>Should I Buy a Home Now?</title><description><![CDATA[<p>I&rsquo;m often asked if this is a good time to buy a home.&nbsp; Some clients are concerned that home prices may fall further than they have already.&nbsp; They are assuming that the best course of action is to wait for the bottom in the market and then buy.&nbsp; The problem with this approach is that you don&rsquo;t know where the bottom is until you see it in the rear view mirror, meaning until you&rsquo;ve missed it!</p>
<p>Home prices are one factor in determining your cost of ownership, but so are interest rates and financing availability.&nbsp; Even though interest rates have gone up in the last six months, they are still near historic lows.&nbsp; Since your monthly mortgage payment is a combination of paying down your principal and paying the interest owed, if home prices come down a little further but interest rates go up, it could cost you even more to service a mortgage on an identical home!</p>
<p>While a home is a major investment, it is also the center of your personal life.&nbsp; It&rsquo;s important to live in a home that reflects your taste and values, yet is within your financial &ldquo;comfort zone.&rdquo;&nbsp; To that end, it may be more important to lock in today&rsquo;s relatively low interest rates and low home prices, rather than to hope for a further break in prices in the future.</p>
<p>Please give me a call if I can be of any assistance in determining how much home you can afford in today&rsquo;s market.</p>]]></description><link>http://www.thegutnerteam.com/Blog/Should-I-Buy-a-Home-Now</link><guid>http://www.thegutnerteam.com/Blog/Should-I-Buy-a-Home-Now</guid><pubDate>Thu, 05 Mar 2009 18:46:00 GMT</pubDate></item></channel></rss>